VISA® Credit Cards

A qualified member can obtain a credit union VISA card with a credit limit from $500 to $10,000. Co-Applicants must also be a credit union member and are equally responsible for repaying the debt. An authorized user can be anybody the cardholder chooses but is not responsible for the debt.

Please note, our VISA® credit card CANNOT be used outside the United States. Please ask an member service representative about the VISA® Travel Card when planning a trip abroad.

It's Time To Move Up To "FIRST CLASS"

A credit card is simply that, a card you can make purchases with and repay at a later date. And what are the most important factors when choosing a credit card?

  1. Grace Period- Allows for repayment of the debt without incurring a finance charge.
  2. No Application or Annual Fee.
  3. A Low Interest Rate.

This is exactly what the credit union has to offer in its VISA Card. What are you waiting for, fill out an application today.


Click one of the links below to get started with a VISA® credit card.

VISA Credit Card Online Application - Fill out a VISA application online.

VISA Credit Card Downloadable Application (Adobe PDF File) - Print at home or stop in the Credit Union and pick one up!

VISA Credit Card Agreement - View the terms of use for the Visa Credit Card.

Lost or Stolen Card? During business hours, please call 610-439-4102. After hours, please call 1-800-682-6075.

Verified by VISA® - Sign up for Verified by VISA® for added security for your online VISA card purchases.

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Summary of Terms

Disclosures are accurate as of the print date and may be changed after that date. Contact your Credit Union for any changes in the information below.

Annual Percentage Rate for Purchases 12.90% A.P.R.
Grace Period for Repayment of Purchases 25 days
Transaction Fee for Purchases NONE
Cash Advance Fee NONE
Annual Fee NONE
Application Fee NONE
Late Payment Fee Up to $25
Nonsufficient Funds Fee (NSF) $30
Method of Computing the Balance for Purchases Average Daily Balance (incl. new purchases)

VISA Credit Card Agreement - View the terms of use for the Visa Credit Card.