First Class Rates

All rates effective 9/1/2019

Share Rates

Account Rate Rate APY *
Regular Share Account 0.25% 0.25%
Big Bucks/Teen Account 0.25% 0.25%
I.R.A.'s 1.40% 1.40%
Tax Share Account 0.25% 0.25%
"Other" Share Account 0.25% 0.25%
Christmas Club 0.25% 0.25%
Vacation Club 0.25% 0.25%
* Denotes Annual Percentage Yield.

Loan Rates

New Auto (100% Financing) W/O Draft With Draft
36 months 4.49% 2.49%
48 months 4.74% 2.74%
60 months 5.49% 3.49%
61-84 months * 5.99% 3.99%
* Available on loan amounts greater than $25,000
New Auto (80% Financing) W/O Draft With Draft
36 months 4.24% 2.24%
48 months 4.49% 2.49%
60 months 5.24% 3.24%
61-84 months * 5.74% 3.74%
* Available on loan amounts greater than $25,000
Used Auto W/O Draft With Draft
60 months ('15-'19 Models) 5.49% 3.49%
61-84 months ('15-'19 Models) * 5.99% 3.99%
60 months ('12-'14 Models) 6.24% 4.24%
61-84 months ('12-'14 Models) * 6.99% 4.99%
* Available on loan amounts greater than $25,000
Signature (Maximum $10,000) W/O Draft With Draft
36 months 14.00% 13.00%
60 months 15.00% 14.00%
Quickdraw ($1,000 - $10,000) W/O Draft With Draft
Line of Credit 15.00% 14.00%
Share Secured (Maximum $10,000) W/O Draft With Draft
60 months 8.50% 8.00%
Vacation / Holiday Loan (Maximum $1,500) W/O Draft With Draft
12 months 10.99% 7.49%
VISA (Maximum $10,000) A.P.R.
Purchases 12.90%

Home Equity Products

Home Equity Line of Credit (Variable Rate) W/O Draft With Draft
60 months 5.25% 3.25%
Fixed Home Equity Rate W/O Draft With Draft
60 months 5.24% 4.24%
120 months 6.24% 5.24%
HOMEFLEX Equity Loan W/O Draft With Draft
5 Year Balloon 5.24% 4.24%
(Maximum payment schedule up to 30 years)