An overdraft occurs when you do not have enough money in your account to cover a check or ATM/Debit Check Card transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
This notice explains our standard overdraft practices.
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, complete and submit the form below.
If there are multiple owners on the ATM and/or debit card account, either account owner can act on behalf of all owners on this account. Only one (1) account owner signature is needed to add or remove the overdraft coverage.
By pressing the "submit this application" button you are electronically signing this application and authorize First Class FCU to apply the selected Overdraft/Negative Balance Service to my account.
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