QUICKDRAW... When You Need It, It's There
A qualified member can obtain a (Personal Credit Line) with a limit up to $10,000. The "QUICKDRAW" has a minimum line of $1,000 with a maximum maturity of sixty (60) months. The minimum draw shall be $250. There is no expiration date on the "QUICKDRAW", but the Credit Union reserves the right to close it at any time.
There are several options on how to access your line:
- Over The Counter- Come into any office and request an advance with your signature.
- By Phone- Call the main office and request an advance. Your note # will be required to perform an advance over the phone.
- By Mail- Mail in a request for an advance with a signed letter.
- By Fax- Fax a signed request for an advance to the main office.
Receipts will be mailed out on all non-office transactions.
Click here to fill out a QUICKDRAW application online. Click here for an application (Adobe PDF File) that you can print at home or stop in the Credit Union and pick one up!
 Don't have Adobe Acrobat? Click here to get Acrobat free and download all our forms with ease.
Summary of Terms
Disclosures are accurate as of the print date and may be changed after that date. Contact your Credit Union for any changes in the information below.
| Line of Credit Limits |
from $1,000
up to $10,000 |
| Minimum Advance |
$250 |
| Transaction Fee for Advances |
NONE |
| Annual Fee |
NONE |
| Method of Calculating Interest |
SIMPLE |
| Nonsufficient Funds Fee (NSF) |
$30 |
| Late Fees |
$25 |
Nonsufficient Funds Fee
(charged after the 10th day of delinquency) |
5% of the balance, $25 minimum |
|
