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First Class Rates Page
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All rates effective 8/01/08
| Savings Rates |
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| Account |
Rate |
APY
* |
| Regular Share |
1.00% |
1.00% |
| Big Buck's |
1.00% |
1.00% |
| Christmas-Vacation |
1.00% |
1.00% |
| IRA'S |
3.68% |
3.75% |
| * Denotes Annual
Percentage Yield. |
| Loan Rates |
|
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| New Auto |
|
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| 100%
Financing |
W/O
Draft |
With
Draft |
| Up to 36 months |
5.99% |
5.49% |
| 37-48 months |
6.24% |
5.74% |
| 49-60 months |
6.49% |
5.99% |
| 61-72 months * |
6.99% |
6.49% |
| * available on loan
amounts greater than $25,000 |
| New Auto |
|
|
| 80%
Financing |
W/O
Draft |
With
Draft |
| Up to 36 months |
5.49% |
4.99% |
| 37-48 months |
5.74% |
5.24% |
| 49-60 months |
5.99% |
5.49% |
| 61-72 months * |
6.49% |
5.99% |
| * available on loan
amounts greater than $25,000 |
| Used
Auto |
W/O
Draft |
With
Draft |
Up to 60 months
(04'-08'
Models) |
6.99% |
5.99% |
Up to 60 months
(01'-03'
Models) |
7.99% |
6.99% |
| Signature |
W/O
Draft |
With
Draft |
| 3 Year/ $10,000 Max |
13.50% |
12.50% |
| 5 Year/ $10,000 Max |
14.50% |
13.50% |
| Quickdraw |
W/O
Draft |
With
Draft |
| $10,000 Max |
13.50% |
12.50% |
| Share
Secured |
W/O
Draft |
With
Draft |
| 5 Year/ $10,000 Max |
8.50% |
8.00% |
| X-mas/Vacation |
W/O
Draft |
With
Draft |
| 1 Year/ $1500 Max |
10.99% |
9.99% |
| VISA |
A.P.R. |
|
| $10,000 Max |
12.90% |
|
| H.E. Line of
Credit |
W/O
Draft |
With
Draft |
| 5 Year Draw |
7.75% |
5.75% |
| Second
Mortgage |
W/O
Draft |
With
Draft |
| 5 Year |
6.74% |
5.74% |
| 10 Year |
7.49% |
6.99% |
| Home Flex |
W/O
Draft |
With
Draft |
| 5 Year Balloon |
6.74% |
5.74% |
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