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All rates effective 2/1/12
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Savings Rates |
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AccountRate |
Rate |
APY * |
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Regular Share |
0.30% |
0.30% |
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Big Buck's |
0.30% |
0.30% |
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Christmas-Vacation |
0.30% |
0.30% |
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IRA'S |
1.49% |
1.50% |
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* Denotes Annual Percentage Yield. |
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Loan Rates |
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New Auto |
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100% Financing |
W/O Draft |
With Draft |
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Up to 36 months |
4.74% |
4.24% |
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37-48 months |
4.99% |
4.49% |
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49-60 months |
5.24% |
4.74% |
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61-72 months * |
6.24% |
5.74% |
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* available on loan amounts greater than $25,000 |
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New Auto |
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80% Financing |
W/O Draft |
With Draft |
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Up to 36 months |
4.24% |
3.74% |
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37-48 months |
4.49% |
3.99% |
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49-60 months |
4.74% |
4.24% |
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61-72 months * |
5.74% |
5.24% |
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* available on loan amounts greater than $25,000 |
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Used Auto |
W/O Draft |
With Draft |
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Up to 60 months
('08-'12 Models) |
5.24% |
4.74% |
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Up to 60 months
('05-'07 Models) |
6.24% |
5.74% |
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Signature |
W/O Draft |
With Draft |
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3 Year/ $10,000 Max |
13.50% |
12.50% |
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5 Year/ $10,000 Max |
14.50% |
13.50% |
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Quickdraw |
W/O Draft |
With Draft |
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$10,000 Max |
13.50% |
12.50% |
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Share Secured |
W/O Draft |
With Draft |
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5 Year/ $10,000 Max |
8.50% |
8.00% |
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X-mas/Vacation |
W/O Draft |
With Draft |
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1 Year/ $1200 Max |
10.99% |
9.99% |
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VISA |
A.P.R. |
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$10,000 Max |
12.90% |
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H.E. Line of Credit |
W/O Draft |
With Draft |
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5 Year Draw |
5.75% |
5.25% |
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Second Mortgage |
W/O Draft |
With Draft |
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5 Year |
5.74% |
4.74% |
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10 Year |
6.24% |
5.74% |
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Home Flex |
W/O Draft |
With Draft |
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5 Year Balloon |
5.74% |
4.74% |
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