A qualified member can obtain a credit union VISA card with a credit limit from $500 to $10,000. Co-Applicants must also be a credit union member and are equally responsible for repaying the debt. An authorized user can be anybody the cardholder chooses but is not responsible for the debt.
Verified by VISA®
If you've ever worried about making purchases online with your VISA card, there's a simple thing you can do to protect yourself. Take the VISA card you already use, add a password to it, and you have Verified by VISA. Verified by VISA proves you are who you say you are when buying online from participating merchants. How do merchants verify that? During the online checkout process, you're asked to verify your identity with the password you attached to the card. Verified by Visa is powerful in action. Simply register once and your identity is verified every time you buy online from participating merchants. The list of merchants is growing each day. Such retailers as Target, Petsmart, Walmart, JC Penney, and CDNow participate. And registering your card is easy. You can sign up right here on our website. Verified by VISA is linked to your card, not your computer, so you can shop from any computer.
It's Time To Move Up To "FIRST CLASS"
A credit card is simply that, a card you can make purchases with and repay at a later date. And what are the most important factors when choosing a credit card?
- Grace Period- Allows for repayment of the debt without incurring a finance charge.
- No Application or Annual Fee.
- A Low Interest Rate.
This is exactly what the credit union has to offer in its VISA Card. What are you waiting for, fill out an application today.
Click here to fill out a VISA application online.
Click here for an application (Adobe PDF File) that you can print at home or stop in the Credit Union and pick one up!
Click here to view the Visa Credit Card Agreement.
 Don't have Adobe Acrobat? Click here to get Acrobat free and download all our forms with ease.
Summary of Terms
Disclosures are accurate as of the print date and may be changed after that date. Contact your Credit Union for any changes in the information below.
| Annual Percentage Rate for Purchases |
12.90% A.P.R. |
| Grace Period for Repayment of Balance for Purchases |
25 days |
| Transaction Fee for Purchases |
NONE |
| Cash Advance Fee |
NONE |
| Annual Fee |
NONE |
| Application Fee |
NONE |
| Late Payment Fee |
Up to $25 |
| Nonsufficient Funds Fee |
(NSF) $30 |
| Method of Computing the Balance for Purchases |
Average Daily Balance (incl. new purchases) |
Click here to read the VISA Credit Card Agreement. (Adobe PDF File) |
