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Share Account
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It all starts with a share account... In order to enjoy the products and services that we offer, you must first become a member of the credit union. This is done by opening a regular share account.
Our regular share account provides the flexibility of a savings account, with a yield that betters most money markets. You earn dividends on your Average Daily Balance. Dividends are paid monthly and are credited to your account the 1st day of the following month. You are required to keep a $50 minimum balance in your regular share account to avoid a low balance charge.
Be an Active Member -
Being a Credit Union member means more than just having an account with the minimum balance in it. Once you become a member, you should utilize us as your primary financial institution. This means that when you have any financial needs, you come to the Credit Union first! The sole purpose of the Credit Union is to give back to the membership. The more you put in, the more you will get back.
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Here are a few simple reasons WHY you SHOULD save with us
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Everyone who joins FIRST CLASS starts his or her credit union relatiohsip by opening an insured savings account, which credit unions call a "share account."
The first account establishes the important fact that the new member has obtained a "share" of ownership in our member-owned organization. With that ownership comes all the rights and privileges that every FIRST CLASS member has - regardless of how small or big the share account's initial and future balances are!
The dividend that we pay monthly to each member's share account is calculated from "day of deposit to day of withdrawal." So in essence, your savings here earns interest every day.
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